Copyright © 2025 OYF, LLC. All rights reserved. For full details, please refer to OYF's Terms and Conditions and Privacy Policy.
Now and Future Finances Secured, LLC (referred to herein as "OUR COMPANY," "WE," "US," or "OYF") operates the Own Your Finances platform—a financial technology ("fintech") service. OYF is not an FDIC-insured bank. Virtual cards and digital wallets are provisioned via Bond's Banking-as-a-Service (BaaS) platform; Bond itself is not a bank, and all cards are issued by chartered partner banks (for example, Evolve Bank & Trust). OYF is not responsible for any errors, omissions, or service interruptions caused by Bond or the underlying issuing bank.
All tax-refund direct deposits, prepaid debit cards, and paper checks are provided by Pathward, National Association, or Green Dot Bank—both Members FDIC. FDIC insurance protects funds held by these partner banks in accordance with applicable limits.
OYF charges a monthly membership fee following the end of your free trial and successful bank account connection.
Testimonials are provided by actual OYF users and may not reflect the experiences of all users. Additional reviews are available on the App Store and Google Play Store.
