Privacy Policy

At Own Your Finances (OYF), your privacy is our priority. Learn how we protect and handle your personal information.

1. Information We Collect

a. Personal Information

We may collect the following personal information from you:

Name: To identify your account
Email address: For communication and account verification
Phone number: For support and security purposes
Payment information: (if applicable for subscriptions or purchases)
Login credentials: Username and encrypted password

b. Non-Personal Information

We may collect non-identifiable information such as:

Device information: (e.g., model, operating system, unique device identifiers)
Usage data: App usage patterns and analytics
IP address: For security and location services
Log files and cookies: To improve app performance

c. Financial Information

For budgeting and financial tracking services, we may collect:

Account balances: To provide budgeting insights
Transaction details: For expense tracking and categorization
Budget categories and goals: To personalize your financial planning

2. How We Use Your Information

We use your information to:

Provide and improve our services: Enhance app functionality and user experience
Facilitate account creation and login processes: Secure access to your account
Manage payments and subscriptions: Process transactions and billing
Send administrative communications: Updates, security alerts, and support messages
Deliver personalized budgeting and financial insights: Tailored recommendations
Respond to support requests: Provide customer assistance

3. Sharing Your Information

We do not sell, rent, or share your personal information with third parties for marketing purposes. However, we may share your information:

With Service Providers: Trusted third-party vendors who assist in app operations (e.g., payment processors, cloud storage providers)
For Legal Obligations: To comply with applicable laws, regulations, or legal processes
In Business Transactions: In the event of a merger, acquisition, or asset sale

4. Data Security

We implement robust security measures, including encryption, secure storage, and regular audits, to protect your data from unauthorized access, disclosure, or destruction. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

5. Your Rights

You have the right to:

Access your data: Request information about the data we hold
Update or correct your information: Modify inaccurate or incomplete data
Request deletion of your account: Permanently remove your data
Withdraw consent for data processing where applicable: Opt out of certain data uses

To exercise these rights, contact us at info@ownyourfinances.com.

6. Data Retention

We retain your information for as long as your account is active or as necessary to provide you with our services. Financial data may be retained for longer periods to comply with legal or regulatory obligations.

7. Third-Party Links and Services

Our app may contain links to third-party websites or services. We are not responsible for the privacy practices or content of these external sites. We encourage you to read their privacy policies.

8. Children's Privacy

Our app is not intended for individuals under the age of 13. We do not knowingly collect personal information from children under 13. If you believe that we have inadvertently collected data from a child under 13, we will delete it immediately.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for legal or regulatory reasons. When we make material changes, we will notify you by updating the “Last Updated” date.

Have Questions About Your Privacy?

CONTACT US

Email: info@ownyourfinances.com

Address: 17250 Dallas Pkwy Suit # 1068 Dallas, TX 75248

Phone: (555) 123-4567

Last Updated: June 24, 2025